Self-Managed Super Funds (SMSF)

Take control of your superannuation with confidence

If you’re looking to take a more active role in managing your retirement savings, a Self-Managed Superannuation Fund (SMSF) may be the right path for you. At McMillans, we help individuals and families establish and manage SMSFs with expert guidance, ongoing support, and a focus on compliance and performance.

Why choose a self-managed super fund?

An SMSF offers greater control, flexibility, and transparency over your superannuation investments. With an SMSF, you can:

• Choose and manage your own investments

• Operate your fund’s bank account

• Invest directly in Australian and international shares

• Acquire commercial or residential property (if compliant)

• Borrow to invest, under strict conditions

• Potentially reduce your administration and investment fees

• Take advantage of superannuation tax concessions

What can you invest in?

With your SMSF, you have the discretion—within the limits of superannuation law—to invest in a range of asset classes, including:

• Property (residential and commercial)

• Australian and international shares

• Term deposits and fixed interest

• Managed funds

Expert SMSF support from McMillans

Managing an SMSF comes with significant responsibility and compliance obligations. That’s where we come in. Our experienced team will help you stay compliant, tax-effective, and on track with your retirement goals.

We offer:

• Fund establishment: including trust deed, corporate trustee setup, and registrations

• Strategic advice: superannuation strategies tailored to your personal situation

• Investment compliance: real-time dashboard reporting and event-based tracking

• Ongoing administration: tax returns, BAS, trustee minutes, and audit facilitation

• Pension management: transition to retirement, account-based pensions, and more

• Legislative updates: proactive advice on any SMSF law changes

Our in-house McMillans Financial Planning team is also available for tailored investment advice via a Statement of Advice (SOA), where required.

SMSF service packages

Whether you want a hands-on approach or prefer a guided service, our SMSF packages offer varying levels of support:

Better investor: We help you monitor fund performance, optimise tax efficiency, and proactively identify key actions to support your retirement goals.

Efficient investor: Maintain timely and accurate investment and tax records, supported by our dedicated SMSF administration team and real-time reporting.

Sound investor: Ensure peace of mind with expert preparation of financial statements, tax returns, and all compliance documents, including communication with the ATO and ASIC.

Ready to take control of your super?

With McMillans, you’re not just managing a super fund—you’re building a future with expert advice and confidence.

Contact us today to discuss whether a Self-Managed Super Fund is the right move for your retirement planning.

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