Farm Advisory Services

Supporting Gippsland’s primary producers with practical business advice

At McMillans, we understand the unique challenges and opportunities faced by farmers and agribusiness owners across Gippsland and regional Victoria. From navigating seasonal variability to managing cash flow, succession planning and compliance, our dedicated farm advisory team is here to help you build a stronger, more resilient farming enterprise.

Whether you're running a dairy, cropping, beef, sheep, or mixed farming operation, our goal is to provide tailored, practical advice that supports your long-term success.

How we help

Our farm advisory services cover all stages of the farming lifecycle—from set-up and structuring to succession and exit planning. We combine industry experience with a deep understanding of rural financial issues to deliver solutions that make sense on the land and on the balance sheet.

Our services include:

  • Farm Taxation & Compliance: We’ll help you meet your compliance obligations while ensuring you’re taking advantage of all available deductions and concessions—such as primary producer offsets, asset write-offs, and fuel tax credits.

  • Business Structuring: Advice on the most effective ownership and trading structures to minimise risk, protect assets, and support multi-generational succession.

  • Cash Flow & Budgeting Support: Understand your cost structures, seasonal variability, and investment opportunities with forecasting and budgeting support.

  • Succession Planning: Farming families often face complex and emotional decisions when transitioning to the next generation. We help you navigate succession with sensitivity, fairness, and a focus on long-term family harmony.

  • Farm Management Deposits (FMDs) Strategy: Take advantage of this important income-smoothing tool with advice on how and when to utilise your FMDs.

  • Asset Protection & Insurance Review: Ensure your family’s livelihood is safeguarded with the right risk structures and insurances in place.

  • Industry Benchmarking: We’ll show you how your farm stacks up financially compared to others in your sector—so you can identify opportunities and areas for improvement.

We speak your language

At McMillans, we pride ourselves on being approachable, practical and committed to the long-term prosperity of our rural clients. Many of our team have personal ties to the land and understand firsthand the pressures of running a farm.

We’re not just here at tax time—we’re here year-round to support your business and help you grow.

Let’s work the land—together

If you’re looking for a team that understands farming from both a financial and practical perspective, McMillans is here to help. Talk to us today about how we can support your farm’s future.