Retirement Planning
Retire with confidence, not uncertainty
At McMillans, we help you plan for a retirement that aligns with your lifestyle goals—not just your super balance. Whether retirement is just around the corner or still a decade away, it’s never too early—or too late—to take control of your financial future.
What does retirement look like for you?
Retirement means different things to different people. For some, it’s travel and time with family. For others, it’s pursuing hobbies, volunteering, or part-time work on your terms. Whatever your vision, the key is having the financial stability to make those choices freely.
We work with you to build a personalised retirement strategy that gives you peace of mind and financial security—now and in the years ahead.
Our retirement planning services
Superannuation planning: We’ll help you understand your current superannuation position, consolidate your funds if appropriate, and make the most of contribution strategies and tax advantages.
Transition to Retirement (TTR): If you’re not ready to fully retire, we can guide you through the rules and opportunities around drawing an income from your super while still working.
Income strategies: We’ll map out your income needs and help structure your investments to deliver a reliable, tax-effective retirement income.
Government entitlements and Centrelink: We help you navigate the complexities of the Age Pension and other entitlements—so you don’t leave any support on the table.
Aged care financial advice: For those approaching aged care, we provide advice on costs, funding options, and how to structure your finances to support aged care needs.
Estate and succession planning: Your retirement plan should also consider what happens next. We work closely with our estate planning team to ensure your wishes are clearly documented and tax-effective.
Why plan your retirement with McMillans?
Locally trusted since 1998
Licensed financial advice (AFSL 239645)
Deep expertise in superannuation and SMSFs
Practical strategies tailored to regional Australians
Support that evolves with you over time
Let’s start the conversation
Retirement doesn’t have to be daunting. With the right planning and support, it can be the most fulfilling chapter of your life. Talk to the team at McMillans and let’s plan a retirement you’ll look forward to.
Financial planning services are provided by McMillan Financial Planning Pty Ltd – AFSL 239645
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