Smart Investment Advice Tailored to You

Build wealth with confidence through strategic investment planning

At McMillans, we believe that investing doesn’t have to be confusing or intimidating. Whether you’re starting your first investment portfolio or are an experienced investor looking to refine your strategy, our team offers tailored guidance to help you build, manage, and grow your wealth.

We combine expert financial insight with personalised support—so your investments aren’t just numbers, they’re stepping stones to your goals.

Why investment planning matters

Investing is one of the most powerful tools for wealth creation, but getting it right requires a clear plan, solid research, and the right structure. Done well, investing can:

Grow your wealth over time
Generate passive income streams
Reduce your tax obligations
Help you achieve specific goals like home ownership, education funding, or early retirement
Protect your long-term financial security

Our team works with you to define your goals, understand your appetite for risk, and build a portfolio that reflects both your values and vision.

Investment services we offer

We support investors at every stage of their journey with a wide range of services, including:

Portfolio planning and strategy: We help you clarify your investment goals and choose an approach that matches your timeline, budget, and risk profile.
Managed funds: An ideal starting point for many investors. Access a professionally managed mix of shares, bonds, and other assets without needing to pick stocks yourself. Learn more about Managed Funds
Direct share investment and model portfolios: Get the control of owning shares directly—backed by professional research, diversification, and ongoing support. Explore our Model Portfolio service
Property investment advice: From negative gearing to capital gains tax implications, we’ll help you structure your property investments wisely.
Tax-efficient investment structures: Minimise tax and protect your assets through strategic use of trusts, SMSFs, and other tax-effective entities.
Ongoing reviews and rebalancing: Markets change, and your investment mix should too. We provide regular portfolio reviews to help you stay on track.

What you can invest in

Depending on your financial goals and preferences, we can help you access:

Australian and international shares
Exchange Traded Funds (ETFs)
Managed funds
Bonds and fixed interest
Real estate
Superannuation investments
SMSFs and other long-term wealth vehicles
Term deposits and cash investments

We’ll help you build a balanced and diversified portfolio that manages risk while aiming for consistent, long-term growth.

Who we work with

Our investment services are designed for:

Young professionals looking to build long-term wealth
Pre-retirees wanting to maximise their super and investment income
Business owners with surplus income
Families investing for education or legacy goals
High net-worth individuals seeking strategic portfolio management

You don’t need to be wealthy to get started—just ready to make your money work harder for you.

Why choose McMillans for investment advice?

Licensed advice: Provided through McMillans Financial Planning Pty Ltd (AFSL 239645)
Local insight: Tailored support for Gippsland investors
Experienced team: Backed by decades of financial planning and tax knowledge
Integrated services: Combine investment strategy with tax planning, superannuation, estate planning, and more
Goal-based approach: Your lifestyle and future are always at the centre of our recommendations

Let's invest in your future

At McMillans, we believe that the best investment is the one that helps you achieve the life you want. We’ll help you make smart, informed decisions and walk beside you every step of the way.

Helpful articles

Featured

What’s the difference between a managed fund and a model portfolio?

If you're torn between investing in a managed fund or a model portfolio, this article explains the key differences and helps you decide which option suits your goals and financial style.

Why should I invest and save into superannuation?

The decisions you make about superannuation today could be the key to a more comfortable, tax-effective retirement—and this article shows you exactly how to make them count.

How and where should I invest my money?

If you're ready to start investing but not sure where to begin, this article breaks down the key steps—so you can make smarter, more confident financial decisions from day one.

Are managed funds a good option for new investors?

If you want to start investing but don’t know where to begin, this article breaks down how managed funds offer an easy, low-stress way to grow your wealth with expert support and built-in diversification.

What is a model portfolio—and how can it help me invest in shares with confidence?

If you're curious about investing in shares but want expert support without giving up control, this article explains how a model portfolio can offer the perfect balance of guidance, simplicity, and ownership.

Can I use my super to buy property?

If you're curious about using your super to invest in property, this guide explains how it works, what the rules are, and how McMillans can help you do it the right way—without risking your retirement savings.

Is property investment really within reach for me?

Property investment might be more achievable than you think—and this article breaks down how to get started, what to consider, and how expert advice can help you invest wisely and confidently.

What is negative gearing – and is it right for you?

If you've ever wondered how borrowing to invest could reduce your tax bill, this article explains negative gearing in plain terms—so you can decide if it's a smart strategy for your financial future.