Superannuation

Secure your future with expert superannuation advice

Superannuation is one of the most powerful tools available for building long-term wealth—and yet it’s often one of the most overlooked. Whether you’re just starting out or preparing to retire, the decisions you make about your super today can have a big impact on your future lifestyle.

At McMillans, we work with individuals, families, and business owners across Gippsland to help you take control of your superannuation and make the most of the opportunities it offers.

Why super matters

Your super isn’t just money for retirement—it’s a tax-effective way to grow your savings. With the right strategy, you can:

  • Maximise your retirement income

  • Reduce tax while you work

  • Protect your wealth for future generations

  • Access government co-contributions and incentives

How we can help

Our experienced financial planners can assist you with:

  • Choosing the right super fund: We compare retail, industry, and self-managed super funds (SMSFs) to find the best fit for your needs.

  • Boosting your super contributions: We’ll help you understand salary sacrifice, personal deductible contributions, and government incentives to grow your balance.

  • Investment strategy: Your super doesn’t sit idle—we’ll align your investments with your age, goals, and risk comfort.

  • Consolidating super accounts: Too many accounts? We can help you roll them into one to reduce fees and increase efficiency.

  • Preparing for retirement: From transition-to-retirement strategies to pension planning, we help you make the move smoothly.

  • SMSF advice and setup: Want more control? We can guide you through self-managed super fund options, compliance, and structure.

Super that works for you

Our advice is tailored—not one-size-fits-all. Whether you're early in your career or nearing retirement, we’ll ensure your super is structured to support the lifestyle you want.

With changing rules, thresholds, and contribution limits, it’s never been more important to seek trusted, up-to-date advice.

Ready to get your super on track?

Let’s make sure your super is working as hard as you are. Book a chat with McMillans today and take the next step towards financial independence.

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